Credit Card Offers - Now THAT'S Quality
I recently received a credit card invitation that clearly was put together by a computer or a chimpanzee, or a chimp with a computer. Inside, I am invited to apply for a credit card as a part of my...
View ArticleCall Your Credit Card a "Plastic Check"!
I was probably the only fifth grader I knew with a checkbook, and definitely the only one hunched over the dining room table trying to balance the numbers every month. Sure, I would rather have been...
View ArticleCredit Card Rewards Programs
A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs.And in my research, I discovered it’s a...
View ArticleSwipe envy
All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food with actual money? Not any...
View ArticleSix Horrible Financial Products You Should Avoid
Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Here are a list of six...
View ArticleDeal: Four Museum or Movie Tickets from American Express for $3 to $8
If you are an American Express member, a promotion is currently going on called Museum or Movie. The deal is that if you make a certain number of purchases at participating merchants during 4/1/2008...
View ArticleWhy Would Anyone Pay Mortgages With Credit Cards?
Today I received an email from American Express that advertised a program where you can earn rewards by paying your Indymac mortgages with an American Express credit card. I do not have a mortgage, but...
View ArticleYour Interest Rates Are About to Go Up
The thing about financial crises is that they never fail to affect everyone. Just because your entire investment portfolio didn't implode when the dotcom bubble burst doesn't mean that you weren't laid...
View ArticleIs your credit score suffering without your knowledge?
The warning signs were there as early as July. Even if your credit card interest rates aren't going up, your credit limit might be going down. If you're like me, and you tend to shread your credit card...
View ArticleChase reverses new maintenance charges
Back in January, I wrote a post about finding a new monthly $10 "maintenance fee" for my Chase credit card -- the one I was never late on and had a transfer balance that guaranteed me a 3.99% APR for...
View ArticleHow will the new credit card rules affect consumers?
Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate...
View Article5 Strategies To Wipe Out Your Credit Card Balance
I have a couple of friends who live by their credit cards. Unfortunately, they both have lower income jobs and live in survival mode, while continuing to participate in one financially detrimental...
View ArticleHow to Take Advantage of Free Extended Warranty From Your Credit Card Issuer
A couple weeks ago my husband and I were watching a movie on our Playstation 3, and suddenly the disc stopped spinning. After some investigating it seemed like the entire Blu-ray player stopped...
View ArticleDo You Spend More with Cash or Credit?
In order to answer the question "Do you spend more with cash or credit?" I decided to do a homemade experiment.I’ve heard, and you probably have too, that people who use credit cards spend an average...
View ArticleAsk the Readers: When Did You Get Your First Credit Card?
Editor's Note: Congratulations to Lance, @gadha, and Kandace Coupons for winning this week's contest!I have a confession: I have yet to bite the bullet and get my first credit card. After hearing all...
View ArticleNow Is the Best Time in Years to Do a Credit Card Balance Transfer
One of the most frustrating realities in personal finance is the high rate charged on credit card balances. Even if you pay more than the minimum each month, the high interest rate severely limits the...
View ArticleMiracle Device Coin Rolls All Your Credit Cards Into One
Having your credit cards all suddenly disappear is something people usually fear. But now it's something you can eagerly look forward to, thanks to Coin, a new credit-card sized wonder-device that will...
View ArticleHow to Get 5-20% Cashback on... Pretty Much Everything
You know how some cashback credit cards make you jump through hoops or cut through forests of red tape in order to actually take advantage? Well the Discover it doesn’t. In fact, it has so many...
View ArticleSNL Financial Advice: Don't Buy Stuff You Cannot Afford!
From the "only funny because it's true" file, I present to you the straight dope on how to cut down your debt. Thanks for the tip from my favorite personal finance couple James and Miel. Click here to...
View ArticleI Don't Love Capital One - How to Get a Lower APR, or Possibly Not
I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. I'm a good customer of Capital One; I...
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