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SNL Financial Advice: Don't Buy Stuff You Cannot Afford!
From the "only funny because it's true" file, I present to you the straight dope on how to cut down your debt, coiurtesy of Saturday Night Live. Read the full SNL skit transcript, or check out these...
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Telemarketers Prank Call Me - 800-266-9420
Almost immediately after receiving my new VISA card in the mail, I began receiving calls from a number that showed up on my caller ID as 800-266-9420. The first few times, when I answered the calls,...
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83rd Carnival of Debt Reduction Webcomics Edition
Welcome fellow taxpayers and Lifehackers to the 83rd Carnival of Debt Reduction! To alleviate some of the tax day gloom, I randomly attached some links to webcomics throughout the posts. Think of them...
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Swipe envy
All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food with actual money? Not any...
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Your Interest Rates Are About to Go Up
The thing about financial crises is that they never fail to affect everyone. Just because your entire investment portfolio didn't implode when the dotcom bubble burst doesn't mean that you weren't laid...
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Is your credit score suffering without your knowledge?
The warning signs were there as early as July. Even if your credit card interest rates aren't going up, your credit limit might be going down. If you're like me, and you tend to shread your credit card...
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How will the new credit card rules affect consumers?
Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate...
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Do You Spend More with Cash or Credit?
In order to answer the question "Do you spend more with cash or credit?" I decided to do a homemade experiment.I’ve heard, and you probably have too, that people who use credit cards spend an average...
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Ask the Readers: When Did You Get Your First Credit Card?
Editor's Note: Congratulations to Lance, @gadha, and Kandace Coupons for winning this week's contest!I have a confession: I have yet to bite the bullet and get my first credit card. After hearing all...
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Now Is the Best Time in Years to Do a Credit Card Balance Transfer
One of the most frustrating realities in personal finance is the high rate charged on credit card balances. Even if you pay more than the minimum each month, the high interest rate severely limits the...
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Miracle Device Coin Rolls All Your Credit Cards Into One
Having your credit cards all suddenly disappear is something people usually fear. But now it's something you can eagerly look forward to, thanks to Coin, a new credit-card sized wonder-device that will...
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How to Get 5-20% Cashback on... Pretty Much Everything
You know how some cashback credit cards make you jump through hoops or cut through forests of red tape in order to actually take advantage? Well the Discover it doesn’t. In fact, it has so many...
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Always Use Cash for These 5 Things
There was a time when people only carried cash; anything else was just too unreliable. Retailers could reject checks, and those pesky credit cards sometimes wouldn't swipe. Cash was king. (See also: 5...
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How to Use Credit Cards to Improve Your Credit Score
There are a lot of myths racing around online about how your credit cards impact your credit score. It can be confusing because the way credit scores are computed doesn't always match with actual...
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7 Times You Definitely Will Be Charged Credit Card Interest
Credit card interest is the worst. For one thing, most cards have APRs of nearly 17% on average, according to CreditCards.com. That's compared to less than 4% for a mortgage or 11% on a personal...
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